Customer Due Diligence/Enhanced Due Diligence Advisory Analyst

The right applicant for this job would be motivated by and experienced in financial crimes compliance, a quick and enthusiastic learner, and a thorough and detailed-oriented researcher, analyst, and writer. The role offers a distinctive opportunity for career development in financial crime compliance as part of a global financial institution focused on food and agriculture.

Our Shared Future

You and Your Job:

As a Customer Due Diligence (CDD)/Enhanced Due Diligence (EDD) Advisory Analyst you will be successful by assisting the Wholesale & Rural (W&R) CDD/EDD Manager with the day-to-day functioning of the Financial Crime Compliance (FCC) program for Rabobank North America, ensuring that Rabobank operates in accordance with all applicable regulations and guidelines.

As a member of the W&R CDD/EDD Team within the FCC department, you'll provide guidance, training, and monitoring to the Rabobank North America business. In this position, you'll serve as a subject matter expert and provide advisory guidance on a regular basis; perform second line monitoring reviews on customer files; develop and maintain policies and procedures; create and deliver targeted training; and participate in FCC projects and initiatives as needed.

Job Responsibilities:

• Report to the W&R CDD/EDD Manager and assist with the successful management of Customer Identification Program/Know Your Customer (CIP/KYC) requirements for Rabobank North America.
• Conduct second line monitoring reviews to confirm appropriate client risk rating and evaluation of risks by the Client Onboarding (COB) and Input Finance (IF) teams.
• Perform supplemental supervisory reviews on high risk clients.
• Train and support business stakeholders and fellow CDD/EDD Team members.
• Serve as a subject matter expert for advice on CIP/KYC and FCC risk factors.

Your Promise to Us

To be considered for the CDD/EDD Advisory Analyst role, you must have:

• Some professional experience in BSA/AML or Sanctions Compliance or closely related area (fraud investigation, internal compliance review/audit, law enforcement, compliance consulting, research in relevant field, etc.).
• A bachelor's degree with 2+ years financial institution experience OR equivalent financial institution experience (6+ years) OR advanced degree.

You should have:

• 2+ years of prior BSA/AML and Sanctions Compliance experience (strongly preferred).
• Relevant certifications (CAMS, CRCM, CFE, CIA, etc.).
• Experience in research, analysis, and reporting, and a working knowledge of various financial products and services.
• High level of accuracy and problem-solving skills.
• Strong communication skills, including clear, detail-oriented, and persuasive writing and presentation skills.
• Ability to manage a diverse and demanding workload. Ability to manage multiple projects simultaneously with good results.
• Strong orientation to deadline. Ability to make sound business decisions and understand and achieve business goals.
• Demonstrated decisiveness and good judgment under pressure.

Our Commitment to you - cultivating your way beyond pay:

Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.

We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:

• Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That's why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit[1]Sharing contributions.
• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)

Our Organization:

Rabobank North America is a valued financial partner to food and agricultural companies, farmers and ranchers, renewable energy developers and investors, Dutch companies doing business in the U.S., and select institutions. We support the entire value chain from farm to fork, and connect our clients and team members to the global reach of one of the world's leading food and agriculture banks.

With our food and agricultural expertise and global network, we work with our clients to support and ensure the transition to a sustainable food, fiber and energy supply to meet the needs of our growing planet. We are Growing a Better World Together.

Salary Expectations:

Target Hiring Range: $65,000 - $85,000

This position is subject to the terms of [RAF/Rabobank/RDS]'s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular position includes all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabo Bank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?

#LI-Hybrid

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.